Cosmetic surgery abroad: bargain or risk?
Thousands of Germans travel abroad for surgery every year. What happens in the event of complications and why beautyprotect is the only provider with comprehensive cover for surgery tourism.
This is a translation for convenience. The German version and the insurers' policy terms prevail.
Why do Germans have surgery abroad?
Cosmetic operations in Turkey, Poland or Thailand often cost 30–60 % less than in Germany. A facelift for EUR 3,000 instead of EUR 10,000 – the temptation is great. And there really are qualified surgeons abroad.
But what happens if complications arise – not immediately, but weeks or months after returning to Germany?
The hidden risks
- No aftercare on site: The operating surgeon is thousands of kilometres away. Follow-up examinations and prompt procedures in the event of complications are not possible.
- Language barriers: Misunderstandings during the medical history or preliminary examination increase the risk of complications.
- Differing standards: Hygiene standards, implant quality and anaesthesia protocols vary widely.
- Legal enforcement: In the case of treatment errors, enforcing claims for damages abroad is extremely difficult.
- Follow-up treatment in Germany: German doctors are often reluctant to treat patients who have had surgery abroad.
What does the insurer pay for surgery abroad?
Caution is required here – the policy terms and conditions vary:
Scroll sideways to see all providers
Basis: AVB comparison by Gehling Consulting
Recommendation
If you decide to have surgery abroad: research the surgeon carefully, look out for international certifications (e.g. ISAPS membership) and take out complication insurance (Folgekostenversicherung) before you travel.
beautyprotect also covers the follow-up costs of operations carried out abroad, provided that the follow-up treatment takes place in Germany.