Legal Notice
This is a translation for convenience. In case of any discrepancy, the German version of this legal notice prevails.
Information pursuant to section 5 DDG
Operator
Operix GmbH Maiacherstrasse 38 8604 Volketswil Switzerland
Represented by
M. Arnoldi
Contact
Telephone: +41 91 260 10 10 Email: info@operix.ch
Commercial register
Registered in the commercial register of the Canton of Zurich Business identification number: CHE-348.712.365
Responsible for content
Operix GmbH, address as above.
Comparison methodology
The complication insurance comparison was prepared by Gehling Consulting on the basis of the general terms and conditions (AVB) of the respective providers, commissioned by quadmed AG.
Prepared by
Gehling Consulting (actuaries, actuarial consulting), Kaarst, Germany.
Thomas Gehling is an independent actuary and a member of the German Actuarial Association (DAV). Until 2017 he was senior actuary in product management and client relations at a leading life reinsurer. Through Gehling Consulting he produces independent actuarial analyses and policy comparisons.
The assessment was made exclusively on technical criteria. Methodology and weighting are disclosed in the detailed comparison. The comparison covers the policies offered on the German market as at the stated data date, irrespective of whether a business relationship with the provider exists.
Advertising and editorial independence
This website is financed in part through advertising. It contains advertisements and referral links. Commercial content is clearly labelled as such where it appears — with the note "Werbung" or "Anzeige" (advertising or advertisement) directly at the content concerned.
The editorial comparison content is independent of this. Policies are assessed exclusively on the basis of the general terms and conditions and according to disclosed criteria. Booking an advertising placement has no influence on the assessment, the ranking or the recommendation. Providers are included in the comparison even where no business relationship whatsoever exists between them and the portal operator.
Advertising placements are open to all providers in the market on equal terms. Please direct enquiries to info@operix.ch.
Liability for content
The content of this website has been compiled with the greatest possible care. No warranty is given for the accuracy, completeness or timeliness of the content. This website does not constitute medical, insurance or other legal advice and replaces neither a consultation with a physician nor individual insurance advice.
Only the applicable policy terms and conditions of the respective providers are authoritative for the scope of cover — not the presentation on this website.
Liability for links
This website contains links to external third-party websites over whose content we have no influence. No warranty can be given for such third-party content. The respective provider or operator of the linked pages is always responsible for their content. Should we become aware of any legal infringement, such links will be removed without delay.
Copyright
The content and works created on this website are subject to copyright. Reproduction, adaptation, distribution and any form of exploitation beyond the limits of copyright law require written consent. Downloads and copies are permitted for private, non-commercial use only.
The policy terms provided as PDF files are documents of the respective insurers and are made available unaltered so that the comparison can be verified.