What does cosmetic surgery really cost?
Quoted prices are often only half the truth. What anaesthesia, aftercare, compression garments and above all complications actually cost – and how to protect yourself.
This is a translation for convenience. The German version and the insurers' policy terms prevail.
Prices for aesthetic procedures vary considerably – depending on the clinic, surgeon, method and region. Anyone who looks only at the quoted price often overlooks the actual total costs: preliminary examinations, the anaesthesia fee, the overnight clinic stay, aftercare appointments and possible treatment of complications are frequently not included in the base price.
Typical cost ranges by procedure
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What is often NOT included in the quoted price?
- Preliminary examinations: Blood count, ECG, ultrasound – EUR 100 to 400
- Anaesthesia fee: Billed separately by the anaesthetist – EUR 300 to 800
- Overnight clinic stay: EUR 200 to 500 per night depending on the facility
- Compression garments / aids: EUR 50 to 300
- Aftercare appointments: Often included in the price, but not always in full
- Treatment of complications: Infection, secondary bleeding, capsular contracture (Kapselfibrose) – several thousand euros, rarely assumed by the surgeon
The forgotten cost risk: complications
Grade III or IV capsular contracture, a deep wound infection or an implant replacement can quickly cost EUR 4,000 to 15,000 – costs that neither the statutory health insurer (GKV) nor the surgeon assumes if the aesthetic operation was not medically indicated.
It is precisely these follow-up costs that complication insurance (Folgekostenversicherung) covers. beautyprotect is the only provider to have been awarded 4/4 stars by Gehling Consulting – and the only one that insures capsular contracture of all degrees of severity in full.
Financing: what is reputable?
Many clinics offer their own instalment plans. Watch out for hidden interest costs. An independent loan comparison via beauty.credit can be cheaper than in-house clinic financing – and is explicitly designed for aesthetic procedures.